debt consolidation can sometimes be worse that the situation you are in now.
To begin with your credit score will be hit for many a year – and that may mean an embarrassing moment or two in the mall. Plus you may well be able to sort your finances out perfectly well on your own instead of paying a debt consolidation company to do it for you.
Do some research and make the right move for you!
Sad Chairs of Academia - Chairs at colleges take a beating and rarely get replaced. If there’s a shopping list, something else gets a higher priority. Poorly-paid Professors are ...